30 Cumberland Avenue, Hamilton

Price: $679,900

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13814220

Welcome to this beautifully maintained 4 bedroom character home nestled in Hamilton's highly sought-after St. Clair neighbourhood. Rich in charm and thoughtfully updated throughout, this exceptional residence offers the perfect blend of timeless architecture and modern convenience. Bright, inviting living spaces are complemented by a beautifully appointed kitchen featuring a new pantry and an effortless flow for everyday living and entertaining. Upstairs, both second-floor bedrooms have been enhanced with custom closet systems, while Ethernet wiring to the third floor bedrooms provides fast, reliable internet-ideal for today's remote professional or creative workspace. Numerous recent updates offer peace of mind, including a new refrigerator ('26), air conditioner (2026), basement sewer backup pipe replacement ('25). An upgraded electrical panel with EV charger adds convenience for modern living. Main floor laundry. Private, fenced yard surrounded by mature trees. Location is everything and St. Clair delivers...just minutes from Gage Park, the boutiques, cafés and restaurants of Ottawa Street, scenic trails, excellent schools, transit, hospitals and vibrant downtown Hamilton, you'll enjoy an exceptional urban lifestyle with a true sense of community. This remarkable home offers an outstanding opportunity to experience the very best of Hamilton living. Room sizes approximate.

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active

$679,900 - 30 Cumberland Avenue, Hamilton

Detached for Sale in Hamilton

Neighbourhood: St. Clair

4Beds
2Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
X13814220
Property Type
Detached
Status
active
Days on Site
15
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Taxes (2025)
$4,671
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

Welcome to this beautifully maintained 4 bedroom character home nestled in Hamilton's highly sought-after St. Clair neighbourhood. Rich in charm and thoughtfully updated throughout, this exceptional residence offers the perfect blend of timeless architecture and modern convenience. Bright, inviting living spaces are complemented by a beautifully appointed kitchen featuring a new pantry and an effortless flow for everyday living and entertaining. Upstairs, both second-floor bedrooms have been enhanced with custom closet systems, while Ethernet wiring to the third floor bedrooms provides fast, reliable internet-ideal for today's remote professional or creative workspace. Numerous recent updates offer peace of mind, including a new refrigerator ('26), air conditioner (2026), basement sewer backup pipe replacement ('25). An upgraded electrical panel with EV charger adds convenience for modern living. Main floor laundry. Private, fenced yard surrounded by mature trees. Location is everything and St. Clair delivers...just minutes from Gage Park, the boutiques, cafés and restaurants of Ottawa Street, scenic trails, excellent schools, transit, hospitals and vibrant downtown Hamilton, you'll enjoy an exceptional urban lifestyle with a true sense of community. This remarkable home offers an outstanding opportunity to experience the very best of Hamilton living. Room sizes approximate.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,488.24/mo

Includes CMHC insurance ($18,969)

$
$
5%10%50%

5-yr fixed avg.

Principal: $611,910Interest: $415,593
Mortgage Amount$630,879
Total Interest$415,593
Est. Property Tax$482/mo
Total Cost$1,046,472

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Clair

Discover St. Clair

St. Clair is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Clair

  • •Convenient location in Hamilton
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

St. Clair offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

30 Cumberland Avenue, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.5%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$482
Insurance (est.)-$142
Net Cash Flow+$2,576

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $453/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 15 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Hamilton. Good resale value as demand remains consistent.

About St. Clair

I know St. Clair well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,833 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    30 Cumberland Avenue, Hamilton | $679,900 | Battaglia Team