302 Vine Street Unit 12, St. Catharines

Price: $375,000

3 bedrooms, 2 bathrooms

1,000 sqft

Property Type: Condo

MLS#: X13637592

Looking for a place to truly call home? This beautifully maintained 2 storey end-unit townhome is ready for its next family to create lasting memories. Nestled in the sought-after Carnaby Square community, this quiet, well-managed complex is perfectly located in the heart of St. Catharines' desirable north end. Offering 3 spacious bedrooms, 1.5 bathrooms, and a full unfinished basement with endless potential, this home is ideal for first-time buyers, young families, or anyone looking to enjoy the ease of low-maintenance living without sacrificing space. From the moment you step inside, you'll feel the warmth and pride of ownership throughout. The bright, inviting layout is complemented by a charming, courtyard-style backyard filled with easy-care perennials-your own private retreat for relaxing or entertaining. The major updates have already been taken care of, giving you peace of mind for years to come. The furnace, heat pump, and tankless water heater are all newer (2024) and will be paid out on closing, allowing you to simply move in and make the home your own. All appliances, washer, dryer, fridge, stove and dishwasher are all included. Conveniently located with easy access to the QEW, and just minutes from shopping, restaurants, parks, schools, and fitness centres, this home truly offers the perfect combination of comfort, convenience, and lifestyle. Don't miss this opportunity to own a wonderful home in one of St. Catharines' most desirable communities. Book your private showing today!

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$375,000 - 302 Vine Street Unit 12, St. Catharines

Condo for Sale in St. Catharines

Neighbourhood: 444 - Carlton/Bunting

3Beds
2Baths
1,000Sq Ft
Condo
Property Details
MLS Number
X13637592
Property Type
Condo
Status
active
Days on Site
19
Bedrooms
3
Bathrooms
2
Square Feet
1,000 sqft
Neighbourhood
St. Catharines
Locker
None
Exposure
South
Balcony
Terrace
Listing Brokerage
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Description

Looking for a place to truly call home? This beautifully maintained 2 storey end-unit townhome is ready for its next family to create lasting memories. Nestled in the sought-after Carnaby Square community, this quiet, well-managed complex is perfectly located in the heart of St. Catharines' desirable north end. Offering 3 spacious bedrooms, 1.5 bathrooms, and a full unfinished basement with endless potential, this home is ideal for first-time buyers, young families, or anyone looking to enjoy the ease of low-maintenance living without sacrificing space. From the moment you step inside, you'll feel the warmth and pride of ownership throughout. The bright, inviting layout is complemented by a charming, courtyard-style backyard filled with easy-care perennials-your own private retreat for relaxing or entertaining. The major updates have already been taken care of, giving you peace of mind for years to come. The furnace, heat pump, and tankless water heater are all newer (2024) and will be paid out on closing, allowing you to simply move in and make the home your own. All appliances, washer, dryer, fridge, stove and dishwasher are all included. Conveniently located with easy access to the QEW, and just minutes from shopping, restaurants, parks, schools, and fitness centres, this home truly offers the perfect combination of comfort, convenience, and lifestyle. Don't miss this opportunity to own a wonderful home in one of St. Catharines' most desirable communities. Book your private showing today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,923.94/mo

Includes CMHC insurance ($10,463)

$
$
5%10%50%

5-yr fixed avg.

Principal: $337,500Interest: $229,221
Mortgage Amount$347,963
Total Interest$229,221
Est. Property Tax$266/mo
Total Cost$577,183

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: 444 - Carlton/Bunting

Discover 444 - Carlton/Bunting

444 - Carlton/Bunting is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 444 - Carlton/Bunting

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

444 - Carlton/Bunting offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

302 Vine Street Unit 12, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,760/mo
Range: $2,346 - $3,174
Cap Rate (ROI)
5.7%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,760
Maintenance Fees-$650
Property Tax (est.)-$266
Insurance (est.)-$78
Net Cash Flow+$1,766

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $375/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 19 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 444 - Carlton/Bunting

I know 444 - Carlton/Bunting well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    302 Vine Street Unit 12, St. Catharines | $375,000 | Battaglia Team