3327 Loughborough Drive, Kingston

Price: $699,000

4 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13413830

This beautifully maintained two-storey brick and stone home stands as both a welcoming family retreat and a peaceful lakeside sanctuary. A short drive from Kingston's conveniences, it radiates serenity and timeless appeal. Featuring four generously sized bedrooms and two full bathrooms, this residence is ideal for family life or hosting guests. With open concept living on the main level and finished basement that includes a walk-out, adding a lot of versatile space. Updates include a high-efficiency heat pump (2022), owned hot water tank, and an advanced UV water treatment system-all geared toward modern comfort and efficiency. A wood-burning fireplace insert (2019) adds cozy ambiance to the den during cooler months. Despite the idyllic setting, high-speed fiber-optic internet brings convenience, making remote work or streaming effortless. This property includes a second parcel of land, enhancing privacy and potential. With 21 feet of developed shoreline, you have direct lake access and idyllic waterfront views. A sturdy 10ft by 20ft new dock with electronic rail systems for effortless storing and launching your water craft. Loughborough Lake itself spans 24km, offers over 119km of shoreline, and is known for its fishing, boating, and beautiful landscapes. Also The proximity to Kingston (approximately 20km north of the city center) makes this home great for an air B&B and a rare find for those seeking retreat and accessibility with your own access to Loughborough lake.

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active
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$699,000 - 3327 Loughborough Drive, Kingston

Detached for Sale in Kingston

32 days on market
4Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13413830
Property Type
Detached
Status
active
Days on Site
32
Bedrooms
4
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Kingston
Listing Brokerage
RE/MAX FINEST REALTY INC., BROKERAGE
Description

This beautifully maintained two-storey brick and stone home stands as both a welcoming family retreat and a peaceful lakeside sanctuary. A short drive from Kingston's conveniences, it radiates serenity and timeless appeal. Featuring four generously sized bedrooms and two full bathrooms, this residence is ideal for family life or hosting guests. With open concept living on the main level and finished basement that includes a walk-out, adding a lot of versatile space. Updates include a high-efficiency heat pump (2022), owned hot water tank, and an advanced UV water treatment system-all geared toward modern comfort and efficiency. A wood-burning fireplace insert (2019) adds cozy ambiance to the den during cooler months. Despite the idyllic setting, high-speed fiber-optic internet brings convenience, making remote work or streaming effortless. This property includes a second parcel of land, enhancing privacy and potential. With 21 feet of developed shoreline, you have direct lake access and idyllic waterfront views. A sturdy 10ft by 20ft new dock with electronic rail systems for effortless storing and launching your water craft. Loughborough Lake itself spans 24km, offers over 119km of shoreline, and is known for its fishing, boating, and beautiful landscapes. Also The proximity to Kingston (approximately 20km north of the city center) makes this home great for an air B&B and a rare find for those seeking retreat and accessibility with your own access to Loughborough lake.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,586.23/mo

Includes CMHC insurance ($19,502)

$
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5%10%50%

5-yr fixed avg.

Principal: $629,100Interest: $427,268
Mortgage Amount$648,602
Total Interest$427,268
Est. Property Tax$495/mo
Total Cost$1,075,870

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kingston

Discover Kingston

Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kingston

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

3327 Loughborough Drive, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.4%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$495
Insurance (est.)-$146
Net Cash Flow+$2,559

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $466/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 32 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,913 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    3327 Loughborough Drive, Kingston | $699,000 | Battaglia Team