359 Geneva Street Unit 1004, St. Catharines

Price: $300,000

2 bedrooms, 1 bathrooms

900 sqft

Property Type: Condo

MLS#: X12729214

Welcome home to Geneva on the Park Condominiums! This spacious penthouse corner unit offers unobstructed lake views and an abundance of natural light throughout. Featuring two generously sized bedrooms and one bathroom, the suite has been freshly painted and updated with new flooring and modern light fixtures. Bright, airy, and thoughtfully laid out, the home offers a walk-in closet, plenty of storage, and an open, inviting feel that's hard to find. Enjoy the added privacy of a corner unit along with beautiful views and an abundance of natural light. The building offers secure entry, elevators, on-site laundry, bike storage, and a private inground pool surrounded by mature greenery, perfect for enjoying the warmer months. One outdoor parking space is included, with convenient access from Geneva Street. Condo fees include building maintenance, common areas, water, and heat. Hydro is paid separately by the owner. Sought-after North End location, close to shopping, QEW access, and major bus routes, this is a fantastic opportunity to enjoy comfortable affordable penthouse living.

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active

$300,000 - 359 Geneva Street Unit 1004, St. Catharines

Condo for Sale in St. Catharines

254 days on market

Neighbourhood: 446 - Fairview

2Beds
1Baths
900Sq Ft
Condo

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Property Details
MLS Number
X12729214
Property Type
Condo
Status
active
Days on Site
254
Bedrooms
2
Bathrooms
1
Square Feet
900 sqft
Neighbourhood
St. Catharines
Taxes (2025)
$2,148
Maintenance Fees
$606/mo
Locker
None
Exposure
North
Balcony
Open
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome home to Geneva on the Park Condominiums! This spacious penthouse corner unit offers unobstructed lake views and an abundance of natural light throughout. Featuring two generously sized bedrooms and one bathroom, the suite has been freshly painted and updated with new flooring and modern light fixtures. Bright, airy, and thoughtfully laid out, the home offers a walk-in closet, plenty of storage, and an open, inviting feel that's hard to find. Enjoy the added privacy of a corner unit along with beautiful views and an abundance of natural light. The building offers secure entry, elevators, on-site laundry, bike storage, and a private inground pool surrounded by mature greenery, perfect for enjoying the warmer months. One outdoor parking space is included, with convenient access from Geneva Street. Condo fees include building maintenance, common areas, water, and heat. Hydro is paid separately by the owner. Sought-after North End location, close to shopping, QEW access, and major bus routes, this is a fantastic opportunity to enjoy comfortable affordable penthouse living.

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Estimate your monthly payments for this property

Estimated Payment

$1,539.16/mo

Includes CMHC insurance ($8,370)

$
$
5%10%50%

5-yr fixed avg.

Principal: $270,000Interest: $183,377
Mortgage Amount$278,370
Total Interest$183,377
Est. Property Tax$213/mo
Total Cost$461,747

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 446 - Fairview

Discover 446 - Fairview

446 - Fairview is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 446 - Fairview

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

446 - Fairview offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

359 Geneva Street Unit 1004, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,280/mo
Range: $1,938 - $2,622
Cap Rate (ROI)
5.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,280
Maintenance Fees-$606
Property Tax (est.)-$213
Insurance (est.)-$63
Net Cash Flow+$1,398

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $333/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 254 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. The $606/month fees should cover building insurance, common elements, and reserve contributions.

Efficient Living

At 900 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 446 - Fairview

I know 446 - Fairview well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    359 Geneva Street Unit 1004 | $300,000 | Battaglia Team