359 Geneva Street Unit 407, St. Catharines

Price: $255,000

2 bedrooms, 1 bathrooms

800 sqft

Property Type: Condo

MLS#: X13619246

Welcome to Geneva on the Park, where opportunity meets convenience. This bright and spacious 2-bedroom, 1-bathroom condo offers an excellent layout with an abundance of natural light and generous living space that's perfect for comfortable everyday living. Featuring two spacious bedrooms, a large open living and dining area, a large open balcony, a walk-in storage closet, a sizeable front hall closet, and plenty of additional storage throughout, this unit offers functionality that's hard to find. Parking is included, and residents can enjoy the convenience of an outdoor pool, perfect for relaxing during the summer months. Whether you're a first-time home buyer looking to get into the market, an investor seeking a great addition to your portfolio, or a handy buyer ready to customize a space to your own taste, this condo presents an incredible opportunity. At this price, there's plenty of room left in the budget to renovate and add your personal touch while building equity. Ideally located in a highly desirable area, you'll enjoy easy access to shopping, restaurants, the QEW, public transit, and major bus routes, making commuting and everyday errands effortless. Don't miss your chance to unlock the potential of this fantastic condo in a well-established community. Opportunity, location, and value all come together at Geneva on the Park. Please note: the unit is vacant; images have been virtually staged with furniture.

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$255,000 - 359 Geneva Street Unit 407, St. Catharines

Condo for Sale in St. Catharines

Neighbourhood: 446 - Fairview

2Beds
1Baths
800Sq Ft
Condo
Property Details
MLS Number
X13619246
Property Type
Condo
Status
active
Days on Site
25
Bedrooms
2
Bathrooms
1
Square Feet
800 sqft
Neighbourhood
St. Catharines
Locker
Ensuite
Exposure
South
Balcony
Open
Listing Brokerage
REVEL REALTY INC.
Description

Welcome to Geneva on the Park, where opportunity meets convenience. This bright and spacious 2-bedroom, 1-bathroom condo offers an excellent layout with an abundance of natural light and generous living space that's perfect for comfortable everyday living. Featuring two spacious bedrooms, a large open living and dining area, a large open balcony, a walk-in storage closet, a sizeable front hall closet, and plenty of additional storage throughout, this unit offers functionality that's hard to find. Parking is included, and residents can enjoy the convenience of an outdoor pool, perfect for relaxing during the summer months. Whether you're a first-time home buyer looking to get into the market, an investor seeking a great addition to your portfolio, or a handy buyer ready to customize a space to your own taste, this condo presents an incredible opportunity. At this price, there's plenty of room left in the budget to renovate and add your personal touch while building equity. Ideally located in a highly desirable area, you'll enjoy easy access to shopping, restaurants, the QEW, public transit, and major bus routes, making commuting and everyday errands effortless. Don't miss your chance to unlock the potential of this fantastic condo in a well-established community. Opportunity, location, and value all come together at Geneva on the Park. Please note: the unit is vacant; images have been virtually staged with furniture.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,308.28/mo

Includes CMHC insurance ($7,115)

$
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5-yr fixed avg.

Principal: $229,500Interest: $155,870
Mortgage Amount$236,615
Total Interest$155,870
Est. Property Tax$181/mo
Total Cost$392,485

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 446 - Fairview

Discover 446 - Fairview

446 - Fairview is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 446 - Fairview

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

446 - Fairview offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

359 Geneva Street Unit 407, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,200/mo
Range: $1,870 - $2,530
Cap Rate (ROI)
6.8%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,200
Maintenance Fees-$520
Property Tax (est.)-$181
Insurance (est.)-$53
Net Cash Flow+$1,446

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $319/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 25 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Condo Considerations

For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.

Efficient Living

At 800 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 446 - Fairview

I know 446 - Fairview well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    359 Geneva Street Unit 407, St. Catharines | $255,000 | Battaglia Team