$729,900 - 38 Lower Union Street, Kingston
Townhouse for Sale in Kingston
53 days on marketNeighbourhood: 14 - Central City East
- MLS Number
- X13140950
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 53
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Kingston
- Lot Size
- 1,238 sqft
- Listing Brokerage
- ONE PERCENT REALTY LTD., BROKERAGE
Fully Furnished, 4 level, 4 bedroom, 3 bathroom Historic Townhouse within heart of the Sydenham Ward district with easy walking to Queens Campus, Waterfront, Hospitals and Downtown. This location allows for a view of Lake Ontario and has a pleasant garden patio with exposed limestone walls and wrought iron gates. Currently leased to April 28, 2027 with Queens Students. An excellent opportunity for a lucrative income property that easily can have alternate use as a owner-occupied home. Furnished house is currently leased for $4095/month + heat/hydro/water/sewer until April 28th, 2027. This is a unique 4 level, historic townhouse with front view of the Steamhouse Museum and the Shoreline. All levels are finished with a lower bedroom, and a further upper 3 bedrooms on the second and third levels. The home has new roof, new central a/c, four velux skylights, a cozy rear limestone walled and fenced rear patio/deck with an iron gate exit. Recently installed PVC casement and picture window in living room. All other first and second floor windows are by Pella and are double hung wooden sashes with a special feature to be able to independently remove both inner and outer panes for cleaning=no hermetic seals to ever fail and fog up! Heat pump on top floor for independent control of heat and A/C, recently serviced and upgraded. Sewer back-up valve installed and annual inspection and cleaning performed in lower level. All doors, interior and outer, including bedrooms, have PIN codes for a 100% keyless experience. An excellent opportunity for owner-occupied home in the spring '27, or continue as a lucrative income property.
Estimate your monthly payments for this property
Estimated Payment
$3,744.77/mo
Includes CMHC insurance ($20,364)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 14 - Central City East
14 - Central City East is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 14 - Central City East
- •Convenient location in Kingston
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
14 - Central City East offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
38 Lower Union Street, Kingston
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $365/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 53 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Kingston have shown strong appreciation as families seek more space.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
About 14 - Central City East
I know 14 - Central City East well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.