422 Welland Avenue, St. Catharines

Price: $399,900

3 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13606558

A fully renovated bungalow, R2-zoned, suited for owner-occupiers seeking rental offset or investors seeking a good ROI. ***With a separate entrance to the basement, and existing kitchen and bathroom rough-ins, the lower level can be converted at low cost into a self-contained 2-bedroom, 1-bath suite with its own bathroom and laundry. The main floor and basement, when rented separately, could possibly achieve a combined ROI potentially exceeding 8-10% resulting in an outstanding cash flow performance.***The driveway, with minor repositioning, can accommodate 4 vehicles; the backyard is fully fenced, offering generous space for outdoor activities.***Major 2025-2026 renovations: front and side doors, main-floor windows, eavestroughs and downspouts, exterior and main-floor paint, kitchen cabinets and flooring, stainless steel (interior) dishwasher and range hood, new bathroom, waterproofed basement walls with new laundry area flooring, and a new heat pump A/C. Low overall maintenance costs.***The property is conveniently located near shopping, dining, schools, a hospital, with easy access to the QEW and along public bus routes. This prime location benefits from strong rental demand and proximity to essential amenities, making it a solid long-term investment property.

422 Welland Avenue - Detached photo 1 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 2 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 3 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 4 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 5 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 6 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 7 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 8 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 9 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 10 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 11 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 12 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 13 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 14 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 15 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 16 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 17 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 18 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 19 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 20 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 21 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 22 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 23 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 24 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 25 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 26 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 27 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 28 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 29 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 30 of 31 in St. Catharines, Ontario
422 Welland Avenue - Detached photo 31 of 31 in St. Catharines, Ontario
active
1/31

$399,900 - 422 Welland Avenue, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 445 - Facer

3Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13606558
Property Type
Detached
Status
active
Days on Site
29
Bedrooms
3
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
HOMELIFE NEW WORLD REALTY INC.
Description

A fully renovated bungalow, R2-zoned, suited for owner-occupiers seeking rental offset or investors seeking a good ROI. ***With a separate entrance to the basement, and existing kitchen and bathroom rough-ins, the lower level can be converted at low cost into a self-contained 2-bedroom, 1-bath suite with its own bathroom and laundry. The main floor and basement, when rented separately, could possibly achieve a combined ROI potentially exceeding 8-10% resulting in an outstanding cash flow performance.***The driveway, with minor repositioning, can accommodate 4 vehicles; the backyard is fully fenced, offering generous space for outdoor activities.***Major 2025-2026 renovations: front and side doors, main-floor windows, eavestroughs and downspouts, exterior and main-floor paint, kitchen cabinets and flooring, stainless steel (interior) dishwasher and range hood, new bathroom, waterproofed basement walls with new laundry area flooring, and a new heat pump A/C. Low overall maintenance costs.***The property is conveniently located near shopping, dining, schools, a hospital, with easy access to the QEW and along public bus routes. This prime location benefits from strong rental demand and proximity to essential amenities, making it a solid long-term investment property.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,051.69/mo

Includes CMHC insurance ($11,157)

$
$
5%10%50%

5-yr fixed avg.

Principal: $359,910Interest: $244,441
Mortgage Amount$371,067
Total Interest$244,441
Est. Property Tax$283/mo
Total Cost$615,508

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

Know your exact budget before you start house hunting.

Neighbourhood Guide: 445 - Facer

Discover 445 - Facer

445 - Facer is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 445 - Facer

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

445 - Facer offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

422 Welland Avenue, St. Catharines

Open in Google Maps

Use the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.

Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
7.3%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$283
Insurance (est.)-$83
Net Cash Flow+$2,434

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $571/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 29 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 445 - Facer

I know 445 - Facer well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Similar Properties Nearby

Active listings in St. Catharines with similar features

Search
Log in
    422 Welland Avenue, St. Catharines | $399,900 | Battaglia Team