439 College Street, Kingston

Price: $899,900

4 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13127170

Quality finishes and thoughtful design shine throughout this beautifully restored 1.5-storey home where every detail has been carefully updated to blend modern comfort with timeless character. The bright main level features a stunning galley-style kitchen with new cabinetry, quartz countertops, and all new appliances including stove, refrigerator, microwave, pot filler, dishwasher, and a cozy breakfast nook perfect for morning coffee. The inviting living area with electric fireplace creates a warm atmosphere, while the walkout to the deck makes entertaining easy. A convenient powder room near the back entrance adds everyday functionality. Upstairs offers three well-appointed bedrooms, including a primary suite with recessed natural wood ceiling and dual closet spaces. A beautifully finished four-piece bathroom and thoughtful storage throughout complete the upper level. The lower level continues to impress with a spacious laundry room and versatile secondary living area featuring a second electric fireplace and wet bar with bar fridge. A full bathroom with thermal heated floors, heated towel rack, and heated mirror adds a touch of luxury. Outside, enjoy ample additional parking and a detached one-car garage with bonus studio space complete with in-floor heating, fireplace, and air conditioning-perfect for a home office, gym, or creative retreat. Located in the heart of Kingston just minutes from downtown, Kingston General Hospital, St. Lawrence College, and Queen's University. Situated near Pladec Day Care Centre and within the Rideau Public School and Loyalist Collegiate and Vocational Institute catchments, this home offers exceptional living in a sought-after central neighbourhood. More than a home-it's a lifestyle upgrade. Book your private showing today.

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$899,900 - 439 College Street, Kingston

Detached for Sale in Kingston

57 days on market

Neighbourhood: 14 - Central City East

4Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13127170
Property Type
Detached
Status
active
Days on Site
57
Bedrooms
4
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Kingston
Listing Brokerage
CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Description

Quality finishes and thoughtful design shine throughout this beautifully restored 1.5-storey home where every detail has been carefully updated to blend modern comfort with timeless character. The bright main level features a stunning galley-style kitchen with new cabinetry, quartz countertops, and all new appliances including stove, refrigerator, microwave, pot filler, dishwasher, and a cozy breakfast nook perfect for morning coffee. The inviting living area with electric fireplace creates a warm atmosphere, while the walkout to the deck makes entertaining easy. A convenient powder room near the back entrance adds everyday functionality. Upstairs offers three well-appointed bedrooms, including a primary suite with recessed natural wood ceiling and dual closet spaces. A beautifully finished four-piece bathroom and thoughtful storage throughout complete the upper level. The lower level continues to impress with a spacious laundry room and versatile secondary living area featuring a second electric fireplace and wet bar with bar fridge. A full bathroom with thermal heated floors, heated towel rack, and heated mirror adds a touch of luxury. Outside, enjoy ample additional parking and a detached one-car garage with bonus studio space complete with in-floor heating, fireplace, and air conditioning-perfect for a home office, gym, or creative retreat. Located in the heart of Kingston just minutes from downtown, Kingston General Hospital, St. Lawrence College, and Queen's University. Situated near Pladec Day Care Centre and within the Rideau Public School and Loyalist Collegiate and Vocational Institute catchments, this home offers exceptional living in a sought-after central neighbourhood. More than a home-it's a lifestyle upgrade. Book your private showing today.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

$
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5%10%50%

5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 14 - Central City East

Discover 14 - Central City East

14 - Central City East is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 14 - Central City East

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

14 - Central City East offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

439 College Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,376

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $818/sqft, this property is priced in line with current Kingston market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 57 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 14 - Central City East

I know 14 - Central City East well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    439 College Street, Kingston | $899,900 | Battaglia Team