$464,900 - 45 Parker Street, St. Catharines
Detached for Sale in St. Catharines
Neighbourhood: 458 - Western Hill
- MLS Number
- X13639256
- Property Type
- Detached
- Status
- active
- Days on Site
- 18
- Bedrooms
- 2
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- REVEL Realty Inc., Brokerage
Park yourself at Parker! The perfect opportunity for first-time buyers looking to join the home ownership club in the most turn-key of ways, this charming 1.5-story cutie has been re-loved from top to bottom, inside and out. Siding, roof, windows, kitchen, bathrooms, HVAC, and all appliances updated within the last 5 years. Centrally located on a quiet dead-end street complete with playground, 45 Parker Street provides all the conveniences of living centrally in the city. Step inside to all the natural light, making the already fresh and clean space feel light and bright. The recently finished kitchen flows perfectly into the breakfast nook and living room, with a primary bedroom and a 4-piece bathroom completing the layout. Step upstairs to discover a spacious bedroom suite with a 4-piece ensuite, a large nook that makes clever use of the footprint and would make a perfect home office or nursery, plus a laundry space for ease and comfort. The fully finished basement makes for a cozy rec room, ample storage, or a kids' playroom, while the options for the insulated garage are endless: a studio space, home gym, workshop, man cave, or a very nice place to park your car! Garden to your heart's content in the large, full sun backyard, grill on the darling deck located directly off the kitchen, or entertain in what could easily be a dreamy backyard oasis. Hike the trails at 12 Mile Creek, walk to Rotary Park as a family, grab a hot slice from The Pizza Company, or zip conveniently anywhere in the city; this is your chance!
Estimate your monthly payments for this property
Estimated Payment
$2,385.18/mo
Includes CMHC insurance ($12,971)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 458 - Western Hill
458 - Western Hill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 458 - Western Hill
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
458 - Western Hill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
45 Parker Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $664/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 18 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
About 458 - Western Hill
I know 458 - Western Hill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.