4621 Jepson Street, Niagara Falls

Price: $260,000

2 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13850894

This is the one you've been waiting for. An affordable 1 & 1/2 Storey Home with Important Updates & Immediate Possession. An excellent opportunity for buyers looking for an "easy on the budget" home with several important updates already completed. This vacant property offers considerably more affordability than many of the surrounding homes, while providing the essentials for comfortable living. The main floor features a bright living room with hardwood flooring, a small bedroom, updated 4-piece bathroom and a functional kitchen with laundry conveniently incorporated into the space. The upper level offers a sitting room and adjoining bedroom, creating a flexible area that could work well as a private retreat, home office, guest space or additional living area. Important updates include an updated furnace (2019), c/a, and owned hot-water-on-demand system (2020). Also, most of the windows have been updated. Outside, the nicely sized rear deck accessed from the kitchen provides a pleasant spot for relaxing or entertaining, while the compact lot offers manageable outdoor maintenance. The home also has a full basement providing useful storage and utility space. The property is being offered vacant, allowing for immediate possession and giving the new owner the opportunity to make the home their own. A practical and affordable option for a first-time buyer, investor or buyer prepared to work with a more compact, character-filled layout - with several of the major updates already taken care of.

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active
New Listing

$260,000 - 4621 Jepson Street, Niagara Falls

Detached for Sale in Niagara Falls

New — Listed 6 days ago

Neighbourhood: 210 - Downtown

2Beds
1Baths
700 - 1,099Sq Ft
Detached

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Property Details
MLS Number
X13850894
Property Type
Detached
Status
active
Days on Site
6
Bedrooms
2
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Niagara Falls
Taxes (2025)
$1,993
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

This is the one you've been waiting for. An affordable 1 & 1/2 Storey Home with Important Updates & Immediate Possession. An excellent opportunity for buyers looking for an "easy on the budget" home with several important updates already completed. This vacant property offers considerably more affordability than many of the surrounding homes, while providing the essentials for comfortable living. The main floor features a bright living room with hardwood flooring, a small bedroom, updated 4-piece bathroom and a functional kitchen with laundry conveniently incorporated into the space. The upper level offers a sitting room and adjoining bedroom, creating a flexible area that could work well as a private retreat, home office, guest space or additional living area. Important updates include an updated furnace (2019), c/a, and owned hot-water-on-demand system (2020). Also, most of the windows have been updated. Outside, the nicely sized rear deck accessed from the kitchen provides a pleasant spot for relaxing or entertaining, while the compact lot offers manageable outdoor maintenance. The home also has a full basement providing useful storage and utility space. The property is being offered vacant, allowing for immediate possession and giving the new owner the opportunity to make the home their own. A practical and affordable option for a first-time buyer, investor or buyer prepared to work with a more compact, character-filled layout - with several of the major updates already taken care of.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$1,333.93/mo

Includes CMHC insurance ($7,254)

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5%10%50%

5-yr fixed avg.

Principal: $234,000Interest: $158,926
Mortgage Amount$241,254
Total Interest$158,926
Est. Property Tax$184/mo
Total Cost$400,180

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 210 - Downtown

Discover 210 - Downtown

210 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 210 - Downtown

  • •Convenient location in Niagara Falls
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

210 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

4621 Jepson Street, Niagara Falls

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,400/mo
Range: $2,040 - $2,760
Cap Rate (ROI)
10.0%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,400
Maintenance Fees-$0
Property Tax (est.)-$184
Insurance (est.)-$54
Net Cash Flow+$2,162

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $371/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In Niagara Falls's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Niagara Falls are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

About 210 - Downtown

I know 210 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    4621 Jepson Street, Niagara Falls | $260,000 | Battaglia Team