$539,900 - 476 SCOTT Street, St. Catharines
Detached for Sale in St. Catharines
Neighbourhood: 444 - Carlton/Bunting
- MLS Number
- X13614452
- Property Type
- Detached
- Status
- active
- Days on Site
- 27
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Welcome to 476 Scott Street, St. Catharines - a solid bungalow offering the perfect combination of comfort, convenience, and opportunity in one of the city's most desirable north-end neighbourhoods. With 3+1 bedrooms, 2 full bathrooms, an attached single-car garage, and a double-wide driveway, this well-maintained home is ideal for first-time buyers, downsizers, or investors alike. Step inside to discover a bright and inviting main floor featuring an expansive living room filled with natural light and an adjoining dining area that's perfect for everyday living and entertaining. The functional kitchen offers ample cabinetry and workspace. Three generously sized bedrooms and a full 4-piece bathroom complete the main level, providing comfortable accommodations for the whole family. The finished lower level expands your living space with a large recreation room featuring an additional bedroom, a second full bathroom, and plenty of room for a home office, gym, games area, or guest suite. With its separate side entrance, the lower level also offers excellent in-law or income potential. Outside, you'll appreciate the fully fenced backyard with plenty of space for children, pets, gardening, or summer entertaining. The attached garage and double-wide driveway provide parking for multiple vehicles and added everyday convenience. In-ground sprinkler system, air conditioner 2011, roof reshingled in 2019. Located in the highly sought-after north end of St. Catharines, you'll enjoy easy access to excellent schools, shopping, restaurants, parks, walking trails, public transit, and the QEW, making commuting throughout Niagara simple and convenient. Don't miss your chance to call this wonderful north-end property home!
Estimate your monthly payments for this property
Estimated Payment
$2,769.97/mo
Includes CMHC insurance ($15,063)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 444 - Carlton/Bunting
444 - Carlton/Bunting is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 444 - Carlton/Bunting
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
444 - Carlton/Bunting offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
476 SCOTT Street, St. Catharines
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $491/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 27 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
About 444 - Carlton/Bunting
I know 444 - Carlton/Bunting well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,250 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.