50 Campbell Crescent, Kingston

Price: $619,900

5 bedrooms, 2 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13501144

This all brick bungalow offers a strong investment opportunity with a flexible layout, two kitchens & established rental income already in place. The upper level features a bright kitchen with backsplash, living area, 3 bedrooms & a 4pc bathroom, currently rented for $1,991.98/month. The finished lower level with separate access adds excellent versatility with its own kitchen, spacious living/dining area, 2 bedrooms, a 4pc bathroom, laundry area, currently rented for $1,588.39/month. Total monthly rent is $3,580.37, with rent increases scheduled every October1st. Outside, the property offers driveway parking, a front entry, rear deck, spacious yard, mature trees & storage shed. Updates include upper-level hardwood refinishing & painting in 2014, lower-level fridge, stove, painting, flooring, lighting & bathroom in 2016, roof in 2019,washing machine in 2020 & electric hot water tank in 2024. A practical investment property with strong rental appeal & long-term potential.

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$619,900 - 50 Campbell Crescent, Kingston

Detached for Sale in Kingston

Popular Listing

Neighbourhood: 18 - Central City West

5Beds
2Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13501144
Property Type
Detached
Status
active
Days on Site
11
Bedrooms
5
Bathrooms
2
Square Feet
700 - 1,099 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

This all brick bungalow offers a strong investment opportunity with a flexible layout, two kitchens & established rental income already in place. The upper level features a bright kitchen with backsplash, living area, 3 bedrooms & a 4pc bathroom, currently rented for $1,991.98/month. The finished lower level with separate access adds excellent versatility with its own kitchen, spacious living/dining area, 2 bedrooms, a 4pc bathroom, laundry area, currently rented for $1,588.39/month. Total monthly rent is $3,580.37, with rent increases scheduled every October1st. Outside, the property offers driveway parking, a front entry, rear deck, spacious yard, mature trees & storage shed. Updates include upper-level hardwood refinishing & painting in 2014, lower-level fridge, stove, painting, flooring, lighting & bathroom in 2016, roof in 2019,washing machine in 2020 & electric hot water tank in 2024. A practical investment property with strong rental appeal & long-term potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,180.41/mo

Includes CMHC insurance ($17,295)

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5%10%50%

5-yr fixed avg.

Principal: $557,910Interest: $378,917
Mortgage Amount$575,205
Total Interest$378,917
Est. Property Tax$439/mo
Total Cost$954,122

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 18 - Central City West

Discover 18 - Central City West

18 - Central City West is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 18 - Central City West

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

18 - Central City West offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

50 Campbell Crescent, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
5.9%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$439
Insurance (est.)-$129
Net Cash Flow+$3,032

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $886/sqft, this property is priced in line with current Kingston market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Kingston.

About 18 - Central City West

I know 18 - Central City West well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,583 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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