52 Yates Street, St. Catharines

Price: $999,900

3 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13512032

Welcome to 52 Yates Street! This beautiful Neo Tudor style 2.5 storey home is located in the heritage district of downtown St. Catharines. Built in 1926 by Prominent Architects Nicholson & Macbeth. Together, they became the most celebrated architectural duo in Niagara Region history! As soon as we step inside, we notice lead glass windows, the stone floor hallway, hardwood floors, and the beautiful wooden staircase. The living room offers an abundance of windows for lots of natural light, a gas fireplace and built-in cabinetry. The generous formal dining room has a bay window and decorative fireplace. Notice the ceiling beams! We continue onto the kitchen with its sandstone countertops and sink, and stainless steel appliances. We ascend the stairs to explore the second floor. Here we find three good sized bedrooms. A 3-pc ensuite services the primary bedroom. A 4-pc can also be found on the second floor. The second floor also offers an office space. Notice the beautiful wood in this area! Let's continue on; we head up to the third level, where we find a bright, multifunctional area. This could be used as a family room, a fourth bedroom, a crafts room, or work out studio. Right behind it is a convenient storage area. Now we head all the way down, to the basement. Here we find the laundry room and a 2-pc powder room, plus two storage rooms. Last, but not least, is the outside. To the side of this beautiful house, we find the cozy interlocked terrace area. Updates include: A/C: 2021, EV charger rough-in, water softener: 2021, washer & dryer: 2021; Hot water On Demand: 2021, garage door and remote: 2023, all kitchen appliances replaced in 2024. Ask listing agent for the complete list.

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active
New Listing
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$999,900 - 52 Yates Street, St. Catharines

Detached for Sale in St. Catharines

New — Listed 5 days ago

Neighbourhood: 451 - Downtown

3Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13512032
Property Type
Detached
Status
active
Days on Site
5
Bedrooms
3
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Welcome to 52 Yates Street! This beautiful Neo Tudor style 2.5 storey home is located in the heritage district of downtown St. Catharines. Built in 1926 by Prominent Architects Nicholson & Macbeth. Together, they became the most celebrated architectural duo in Niagara Region history! As soon as we step inside, we notice lead glass windows, the stone floor hallway, hardwood floors, and the beautiful wooden staircase. The living room offers an abundance of windows for lots of natural light, a gas fireplace and built-in cabinetry. The generous formal dining room has a bay window and decorative fireplace. Notice the ceiling beams! We continue onto the kitchen with its sandstone countertops and sink, and stainless steel appliances. We ascend the stairs to explore the second floor. Here we find three good sized bedrooms. A 3-pc ensuite services the primary bedroom. A 4-pc can also be found on the second floor. The second floor also offers an office space. Notice the beautiful wood in this area! Let's continue on; we head up to the third level, where we find a bright, multifunctional area. This could be used as a family room, a fourth bedroom, a crafts room, or work out studio. Right behind it is a convenient storage area. Now we head all the way down, to the basement. Here we find the laundry room and a 2-pc powder room, plus two storage rooms. Last, but not least, is the outside. To the side of this beautiful house, we find the cozy interlocked terrace area. Updates include: A/C: 2021, EV charger rough-in, water softener: 2021, washer & dryer: 2021; Hot water On Demand: 2021, garage door and remote: 2023, all kitchen appliances replaced in 2024. Ask listing agent for the complete list.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,130.01/mo

Includes CMHC insurance ($27,897)

$
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5%10%50%

5-yr fixed avg.

Principal: $899,910Interest: $611,194
Mortgage Amount$927,807
Total Interest$611,194
Est. Property Tax$708/mo
Total Cost$1,539,002

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

52 Yates Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
2.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$708
Insurance (est.)-$208
Net Cash Flow+$1,984

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $500/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    52 Yates Street, St. Catharines | $999,900 | Battaglia Team