551 Scott Street, St. Catharines

Price: $689,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13607470

First impressions are everything, and this beautifully maintained raised bungalow delivers with its large foyer featuring convenient access to the backyard and deck. The bright, open-concept main floor seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining, complete with a cozy gas fireplace. The custom kitchen is sure to impress with granite countertops, elegant ceramic tile flooring, and stainless steel appliances. Three generously sized bedrooms and a spa-inspired main bathroom featuring a relaxing jacuzzi tub, separate shower, and large vanity provide comfort and style for the whole family. Beautiful flooring throughout the home adds warmth and sophistication. The finished lower level offers exceptional flexibility with an oversized fourth bedroom featuring large windows, gas fireplace, and an updated bathroom. This layout is ideal for guests, extended family, or potential in-law accommodation. A dedicated laundry room and ample storage complete the lower level. The backyard is fully fenced and has 2 sheds, perfect for kids and pets alike. Located within walking distance of the scenic Welland Canal Parkway Trail and close to shopping, schools, parks, QEW and all essential amenities. This move-in-ready home offers the perfect blend of comfort, functionality, and convenience.

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$689,900 - 551 Scott Street, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 441 - Bunting/Linwell

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13607470
Property Type
Detached
Status
active
Days on Site
28
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

First impressions are everything, and this beautifully maintained raised bungalow delivers with its large foyer featuring convenient access to the backyard and deck. The bright, open-concept main floor seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining, complete with a cozy gas fireplace. The custom kitchen is sure to impress with granite countertops, elegant ceramic tile flooring, and stainless steel appliances. Three generously sized bedrooms and a spa-inspired main bathroom featuring a relaxing jacuzzi tub, separate shower, and large vanity provide comfort and style for the whole family. Beautiful flooring throughout the home adds warmth and sophistication. The finished lower level offers exceptional flexibility with an oversized fourth bedroom featuring large windows, gas fireplace, and an updated bathroom. This layout is ideal for guests, extended family, or potential in-law accommodation. A dedicated laundry room and ample storage complete the lower level. The backyard is fully fenced and has 2 sheds, perfect for kids and pets alike. Located within walking distance of the scenic Welland Canal Parkway Trail and close to shopping, schools, parks, QEW and all essential amenities. This move-in-ready home offers the perfect blend of comfort, functionality, and convenience.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,539.54/mo

Includes CMHC insurance ($19,248)

$
$
5%10%50%

5-yr fixed avg.

Principal: $620,910Interest: $421,705
Mortgage Amount$640,158
Total Interest$421,705
Est. Property Tax$489/mo
Total Cost$1,061,863

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

Ready to get pre-approved?

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Neighbourhood Guide: 441 - Bunting/Linwell

Discover 441 - Bunting/Linwell

441 - Bunting/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 441 - Bunting/Linwell

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

441 - Bunting/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

551 Scott Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$489
Insurance (est.)-$144
Net Cash Flow+$2,167

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $627/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 28 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 441 - Bunting/Linwell

I know 441 - Bunting/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,875 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    551 Scott Street, St. Catharines | $689,900 | Battaglia Team