6 Greenock Circle, St. Catharines

Price: $695,500

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13781102

Welcome to this sprawling, updated bungalow situated on a quiet, family-friendly circle. Offering 3+2 bedrooms, 3 full bathrooms, and a fully finished basement, this home combines thoughtful design with exceptional functionality for growing families. The main level opens into a bright living room anchored by rich hardwood floors and a massive picture window that floods the space with natural light. At the heart of the home, the fully renovated chef's kitchen features sleek quartz countertops, modern cabinetry, an oversized sink, and premium stainless steel appliances. Step directly from the kitchen into a year-round, 4-season sunroom equipped with a dedicated mini-split system for climate-controlled heating and cooling. This bright retreat overlooks a large, private backyard complete with a covered concrete patio, relaxing salt water hot tub, and three storage sheds (one is insulated & has hydro). The main floor primary suite boasts a spacious walk-in closet and an updated 3-piece ensuite. Two additional bedrooms, an updated 4-piece bath, and a dedicated main-floor laundry room with ample storage completes the main level. Downstairs, the fully finished basement greatly expands your living space. Featuring a family rec room, 3-piece bathroom, two additional large bedrooms, and abundant extra storage. Updates include: 200 amp panel updated 2022, salt water hot tub 2022, sunroom and front porch 2020, upgraded attic insulation 2025, and many more updates!

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active
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$695,500 - 6 Greenock Circle, St. Catharines

Detached for Sale in St. Catharines

Neighbourhood: 458 - Western Hill

5Beds
3Baths
1,500 - 1,999Sq Ft
Detached

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Property Details
MLS Number
X13781102
Property Type
Detached
Status
active
Days on Site
23
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
St. Catharines
Taxes (2026)
$5,011
Listing Brokerage
Century 21 Heritage House LTD
Description

Welcome to this sprawling, updated bungalow situated on a quiet, family-friendly circle. Offering 3+2 bedrooms, 3 full bathrooms, and a fully finished basement, this home combines thoughtful design with exceptional functionality for growing families. The main level opens into a bright living room anchored by rich hardwood floors and a massive picture window that floods the space with natural light. At the heart of the home, the fully renovated chef's kitchen features sleek quartz countertops, modern cabinetry, an oversized sink, and premium stainless steel appliances. Step directly from the kitchen into a year-round, 4-season sunroom equipped with a dedicated mini-split system for climate-controlled heating and cooling. This bright retreat overlooks a large, private backyard complete with a covered concrete patio, relaxing salt water hot tub, and three storage sheds (one is insulated & has hydro). The main floor primary suite boasts a spacious walk-in closet and an updated 3-piece ensuite. Two additional bedrooms, an updated 4-piece bath, and a dedicated main-floor laundry room with ample storage completes the main level. Downstairs, the fully finished basement greatly expands your living space. Featuring a family rec room, 3-piece bathroom, two additional large bedrooms, and abundant extra storage. Updates include: 200 amp panel updated 2022, salt water hot tub 2022, sunroom and front porch 2020, upgraded attic insulation 2025, and many more updates!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,568.28/mo

Includes CMHC insurance ($19,404)

$
$
5%10%50%

5-yr fixed avg.

Principal: $625,950Interest: $425,128
Mortgage Amount$645,354
Total Interest$425,128
Est. Property Tax$493/mo
Total Cost$1,070,483

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 458 - Western Hill

Discover 458 - Western Hill

458 - Western Hill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 458 - Western Hill

  • •Convenient location in St. Catharines
  • •Access to local shops and dining
  • •Good public transit connections
  • •Community parks and green spaces
  • •Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • •MiWay bus routes throughout the area
  • •GO Transit stations within driving distance
  • •Easy highway access to 401/403/QEW
  • •Walking distance to local amenities

Parks & Amenities

  • •Local parks and recreational facilities
  • •Community centres
  • •Shopping plazas nearby
  • •Restaurants and cafes

Lifestyle & Community

458 - Western Hill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

6 Greenock Circle, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
5.1%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$493
Insurance (est.)-$145
Net Cash Flow+$2,962

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $464/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 23 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 458 - Western Hill

I know 458 - Western Hill well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    6 Greenock Circle, St. Catharines | $695,500 | Battaglia Team