$679,000 - 676 King Street, Kingston
Detached for Sale in Kingston
128 days on market- MLS Number
- X12641414
- Property Type
- Detached
- Status
- active
- Days on Site
- 128
- Bedrooms
- 4
- Bathrooms
- 4
- Square Feet
- 3,000 - 3,499 sqft
- Neighbourhood
- Kingston
- Lot Size
- 6,814 sqft
- Listing Brokerage
- RE/MAX RISE EXECUTIVES, BROKERAGE
Rarely available in Portsmouth Village, this four-unit mixed-use property is perfectly positioned in the heart of a vibrant, walkable community and offers outstanding versatility for investors and owner-operators alike. Set on a generously sized lot with valuable rear-yard parking, the property is thoughtfully configured to maximize both functionality and income potential. The street-front commercial building features two separate C1-zoned retail/office units at grade level, providing excellent visibility and flexibility for personal use or steady rental income. Tucked behind, the residential building offers two well-proportioned, self-contained apartments, including a spacious three-bedroom upper unit and a comfortable two-bedroom lower unit. With dual residential and commercial zoning, this property unlocks a wide range of possibilities, an attractive long term investment, an owner-operated business with on-site living, strong student-rental potential, or a strategic blend of all three. A truly versatile opportunity in one of Kingston's most desirable neighbourhoods. Nestled in the heart of Historic Portsmouth Village, this property is surrounded by tree-lined streets and a vibrant, walkable community. Just steps from the scenic Lake Ontario waterfront trails, residents can enjoy daily walks along the shoreline while remaining minutes from the energy of the city. The location offers exceptional convenience, with Queen's University and St. Lawrence College within easy walking distance, along with an array of locally loved restaurants, cafés, bakeries, parks, transit routes, and nearby hospitals. Cherished by the same owners for over 50 years, this offering presents a rare opportunity to acquire a versatile property in one of Kingston's most established and sought-after neighbourhoods, where character, community, and potential converge.
Estimate your monthly payments for this property
Estimated Payment
$3,483.62/mo
Includes CMHC insurance ($18,944)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Kingston
Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Kingston
- •Convenient location in Kingston
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
676 King Street, Kingston
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $226/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 128 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Larger Home Realities
At 3,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.
Bathroom Count Matters
With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.