$535,000 - 69 Chaplin Avenue, St. Catharines
Detached for Sale in St. Catharines
39 days on marketNeighbourhood: 451 - Downtown
- MLS Number
- X13568050
- Property Type
- Detached
- Status
- active
- Days on Site
- 39
- Bedrooms
- 3
- Bathrooms
- 1
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX HENDRIKS TEAM REALTY
Located in the heart of St. Catharines, this charming three-bedroom, one-bathroom century home combines timeless character with tasteful modern updates. From the moment you arrive, you'll appreciate the inviting covered front porch, striking red front door, updated vinyl siding and double-pane vinyl windows that give the home outstanding curb appeal. Step inside to a bright and welcoming foyer featuring fresh paint and newer flooring. The spacious living room showcases beautiful trim work and crown moulding before leading into the separate dining room, where an exposed brick chimney, updated lighting and large windows create a warm, inviting atmosphere. The kitchen has been thoughtfully updated with stainless steel appliances, shaker-style cabinetry accented with gold hardware and an abundance of storage. Upstairs, you'll find three generously sized bedrooms that are larger than what is typically found in homes of this style and size. Brand-new carpeting has just been installed on the staircase and upper landing, and all three bedrooms share a stylish four-piece bathroom. The unfinished basement offers excellent ceiling height, making it ideal for storage today while providing potential for future finishing. Outside, the oversized backyard features a deck, patio stone seating area, new staircase with modern metal railings leading from the back door and a large garden shed for additional storage. Not only does the home provide a driveway space, one of the unique advantages of this location is the consistent availability of street parking directly in front of the home, a rare and valuable feature for downtown living. Recent updates include: New LVP flooring (2025), New Dishwasher, (2025), New laundry machines (2021). Situated in one of St. Catharines' up-and-coming neighbourhoods, this move-in-ready home is conveniently located close to highway access, downtown restaurants and cafés, shopping, parks and many other everyday amenities.
Estimate your monthly payments for this property
Estimated Payment
$2,744.83/mo
Includes CMHC insurance ($14,927)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
69 Chaplin Avenue, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $486/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 39 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,229 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.