71 Cartwright Street, Kingston

Price: $674,900

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13152188

From the moment you step inside, this home offers the kind of space and layout that works exceptionally well for both investors and families alike. The main level opens into a bright living area connected to an eat-in kitchen, creating a functional central space for day-to-day living,shared meals, or gathering with friends and family. Just a few steps up, you'll find 4 well-sized bedrooms and a spacious 5-piece bathroom. One bedroom features its own ensuite, while another offers direct access to the backyard deck, a unique setup that adds flexibility for student rental potential, multi-generational living, or a private guest space. The lower level adds even more living space with a large rec room centered around a cozy wood-burning fireplace and corner bar area, making it an ideal hangout space, games room, or secondary living area for tenants or family members. Off this space, you'll also find access to the 1.5-car garage complete with built-in shelving and an adjoining media room that could easily function as a study area, office, gym, or additional lounge space. Situated on an oversized lot in an incredibly convenient location, the property is just 300 metres to St. Lawrence College, steps to major transit routes, a short walk to Lake Ontario Park, and only minutes to Queen's University, Kingston General Hospital, and downtown Kingston. Several key updates have already been completed between 2017-2021, including the furnace, central air conditioning, shingles, owned tankless hot water heater, bedroom windows, flooring,trim, deck, fencing, and more, making this a solid opportunity in one of Kingston's most consistently desirable rental corridors.

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$674,900 - 71 Cartwright Street, Kingston

Detached for Sale in Kingston

50 days on market

Neighbourhood: 18 - Central City West

4Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13152188
Property Type
Detached
Status
active
Days on Site
50
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Kingston
Listing Brokerage
RE/MAX FINEST REALTY INC., BROKERAGE
Description

From the moment you step inside, this home offers the kind of space and layout that works exceptionally well for both investors and families alike. The main level opens into a bright living area connected to an eat-in kitchen, creating a functional central space for day-to-day living,shared meals, or gathering with friends and family. Just a few steps up, you'll find 4 well-sized bedrooms and a spacious 5-piece bathroom. One bedroom features its own ensuite, while another offers direct access to the backyard deck, a unique setup that adds flexibility for student rental potential, multi-generational living, or a private guest space. The lower level adds even more living space with a large rec room centered around a cozy wood-burning fireplace and corner bar area, making it an ideal hangout space, games room, or secondary living area for tenants or family members. Off this space, you'll also find access to the 1.5-car garage complete with built-in shelving and an adjoining media room that could easily function as a study area, office, gym, or additional lounge space. Situated on an oversized lot in an incredibly convenient location, the property is just 300 metres to St. Lawrence College, steps to major transit routes, a short walk to Lake Ontario Park, and only minutes to Queen's University, Kingston General Hospital, and downtown Kingston. Several key updates have already been completed between 2017-2021, including the furnace, central air conditioning, shingles, owned tankless hot water heater, bedroom windows, flooring,trim, deck, fencing, and more, making this a solid opportunity in one of Kingston's most consistently desirable rental corridors.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,462.59/mo

Includes CMHC insurance ($18,830)

$
$
5%10%50%

5-yr fixed avg.

Principal: $607,410Interest: $412,536
Mortgage Amount$626,240
Total Interest$412,536
Est. Property Tax$478/mo
Total Cost$1,038,776

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 18 - Central City West

Discover 18 - Central City West

18 - Central City West is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 18 - Central City West

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

18 - Central City West offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

71 Cartwright Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$478
Insurance (est.)-$141
Net Cash Flow+$2,581

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $450/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 50 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 18 - Central City West

I know 18 - Central City West well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    71 Cartwright Street, Kingston | $674,900 | Battaglia Team