$599,000 - 774 James Street, Innisfil
Detached for Sale in Innisfil
40 days on marketNeighbourhood: Alcona
- MLS Number
- N13563838
- Property Type
- Detached
- Status
- active
- Days on Site
- 40
- Bedrooms
- 3
- Bathrooms
- 1
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Innisfil
- Listing Brokerage
- RIGHT AT HOME REALTY
Welcome home to this beautiful, private 80 x 149 ft. lot, located just steps to Lake Simcoe in the heart of Innisfil. Offering the ultimate ease of all-on-one-level living, this property perfectly blends lakeside charm with peace and privacy. Step outside into your own fully fenced, Zen-like backyard oasis, where a peaceful stream runs right through the property. Backing directly onto Trinity Park, the heavily treed yard provides incredible natural privacy and a scenic buffer from neighbors. It is the ultimate outdoor setup for entertaining, highlighted by a large deck with a beautiful overhead pergola for shaded patio dining, a garden shed, a massive custom workshop, and a detached garage featuring a newly updated roof (2025).Inside, the home is designed for comfort and flow, featuring a kitchen tastefully renovated in 2021 complete with elegant quartz countertops. You can easily look out over the yard and stream through a stunning, large window in the living area that floods the space with natural light. Keep cozy year-round with a natural gas fireplace alongside a high-efficiency heat pump installed in 2020, and enjoy the comfort of a freshly upgraded bathroom. Combining functional single-story living with a breathtaking outdoor retreat, this home is a rare lakeside find.
Estimate your monthly payments for this property
Estimated Payment
$3,073.18/mo
Includes CMHC insurance ($16,712)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Alcona
Alcona is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Alcona
- •Convenient location in Innisfil
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Alcona offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
774 James Street, Innisfil
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $545/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About Alcona
I know Alcona well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: Innisfil properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,496 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.