78 Pembroke Street, Kingston

Price: $1,150,000

4 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X12891802

This fully renovated 4 bed, 3 bath, 2.5 storey home delivers modern luxury in one of Kingston's most desirable downtown locations. Rebuilt from the inside out-with new windows, skylights, plumbing, electrical, insulation, and a complete HVAC system-it offers the comfort and efficiency of a brand new contemporary home. Just a short walk to Lake Ontario, Queen's University, and the Hospital, it's an exceptional opportunity for upscale urban living. A large newly built 2025 carport adds rare downtown convenience, providing sheltered parking and additional storage options-an outstanding feature in this sought after neighbourhood. The open concept main floor is bright and airy, featuring premium Austrian white oak flooring and sleek edgeless stairs that enhance the home's clean, modern aesthetic. The showpiece kitchen is designed for both style and function, boasting a massive leathered granite island, Fisher & Paykel appliances, and a Miele dishwasher-ideal for cooking and entertaining. All three bathrooms are thoughtfully designed with porcelain tile, floating vanities, and refined modern finishes. The main floor bath stands out with its striking transparent glass wall tiles, while the upper level bathrooms continue the elegant, spa inspired feel. A cozy living room with a Valor gas fireplace adds warmth and charm, and built in linen shades provide a polished touch throughout. The spacious third floor loft offers incredible flexibility, complete with a bedroom, bathroom, and dedicated office area-perfect for guests, work, or relaxation. An energy efficient Bosch ventless washer and dryer add everyday convenience. Crafted with exceptional attention to detail, 78 Pembroke Street is a rare blend of modern design, comfort, and downtown convenience-steps from the waterfront and local amenities. (Bathroom photos from previous listing, vanities have been changed)

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$1,150,000 - 78 Pembroke Street, Kingston

Detached for Sale in Kingston

115 days on market

Neighbourhood: 14 - Central City East

4Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X12891802
Property Type
Detached
Status
active
Days on Site
115
Bedrooms
4
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

This fully renovated 4 bed, 3 bath, 2.5 storey home delivers modern luxury in one of Kingston's most desirable downtown locations. Rebuilt from the inside out-with new windows, skylights, plumbing, electrical, insulation, and a complete HVAC system-it offers the comfort and efficiency of a brand new contemporary home. Just a short walk to Lake Ontario, Queen's University, and the Hospital, it's an exceptional opportunity for upscale urban living. A large newly built 2025 carport adds rare downtown convenience, providing sheltered parking and additional storage options-an outstanding feature in this sought after neighbourhood. The open concept main floor is bright and airy, featuring premium Austrian white oak flooring and sleek edgeless stairs that enhance the home's clean, modern aesthetic. The showpiece kitchen is designed for both style and function, boasting a massive leathered granite island, Fisher & Paykel appliances, and a Miele dishwasher-ideal for cooking and entertaining. All three bathrooms are thoughtfully designed with porcelain tile, floating vanities, and refined modern finishes. The main floor bath stands out with its striking transparent glass wall tiles, while the upper level bathrooms continue the elegant, spa inspired feel. A cozy living room with a Valor gas fireplace adds warmth and charm, and built in linen shades provide a polished touch throughout. The spacious third floor loft offers incredible flexibility, complete with a bedroom, bathroom, and dedicated office area-perfect for guests, work, or relaxation. An energy efficient Bosch ventless washer and dryer add everyday convenience. Crafted with exceptional attention to detail, 78 Pembroke Street is a rare blend of modern design, comfort, and downtown convenience-steps from the waterfront and local amenities. (Bathroom photos from previous listing, vanities have been changed)

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,086.84/mo

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5-yr fixed avg.

Principal: $920,000Interest: $606,051
Mortgage Amount$920,000
Total Interest$606,051
Est. Property Tax$815/mo
Total Cost$1,526,051

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 14 - Central City East

Discover 14 - Central City East

14 - Central City East is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 14 - Central City East

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

14 - Central City East offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

78 Pembroke Street, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
2.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$815
Insurance (est.)-$240
Net Cash Flow+$2,145

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $767/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 115 days on site, this property has exceeded the typical selling timeline for Kingston. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About 14 - Central City East

I know 14 - Central City East well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    78 Pembroke Street, Kingston | $1,150,000 | Battaglia Team