83 YORK Street, St. Catharines

Price: $450,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13495860

CORNER LOT | MATURE TREES | DOWNTOWN LIFESTYLE Welcome to 83 York Street, a charming two-storey home perfectly positioned on a desirable corner lot in the heart of Downtown St. Catharines. Enjoy a fully fenced backyard surrounded by mature trees, creating a private, shaded retreat that's perfect for relaxing, entertaining, or spending time with family and friends. Inside, you'll find 3 bedrooms and 2 bathrooms, with walk-in closets in two of the bedrooms, offering a functional layout and plenty of storage. Conveniently located near local restaurants, cafés, boutique shops, parks, trails, the Meridian Centre, and the First Ontario Performing Arts Centre, this location offers exceptional walkability, with public transit nearby and schools just a short walk away. Whether you're a first-time home buyer, investor, or renovator looking to make a home your own, this is an opportunity you won't want to miss.

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$450,000 - 83 YORK Street, St. Catharines

Detached for Sale in St. Catharines

Popular Listing

Neighbourhood: 451 - Downtown

3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13495860
Property Type
Detached
Status
active
Days on Site
8
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.
Description

CORNER LOT | MATURE TREES | DOWNTOWN LIFESTYLE Welcome to 83 York Street, a charming two-storey home perfectly positioned on a desirable corner lot in the heart of Downtown St. Catharines. Enjoy a fully fenced backyard surrounded by mature trees, creating a private, shaded retreat that's perfect for relaxing, entertaining, or spending time with family and friends. Inside, you'll find 3 bedrooms and 2 bathrooms, with walk-in closets in two of the bedrooms, offering a functional layout and plenty of storage. Conveniently located near local restaurants, cafés, boutique shops, parks, trails, the Meridian Centre, and the First Ontario Performing Arts Centre, this location offers exceptional walkability, with public transit nearby and schools just a short walk away. Whether you're a first-time home buyer, investor, or renovator looking to make a home your own, this is an opportunity you won't want to miss.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,308.73/mo

Includes CMHC insurance ($12,555)

$
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5%10%50%

5-yr fixed avg.

Principal: $405,000Interest: $275,065
Mortgage Amount$417,555
Total Interest$275,065
Est. Property Tax$319/mo
Total Cost$692,620

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: 451 - Downtown

Discover 451 - Downtown

451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in 451 - Downtown

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

83 YORK Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.4%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$319
Insurance (est.)-$94
Net Cash Flow+$2,387

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $409/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

About 451 - Downtown

I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    83 YORK Street, St. Catharines | $450,000 | Battaglia Team