$399,900 - 83 York Street, St. Catharines
Detached for Sale in St. Catharines
31 days on marketNeighbourhood: 451 - Downtown
- MLS Number
- X13600230
- Property Type
- Detached
- Status
- active
- Days on Site
- 31
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
LOCATION, LOCATION, LOCATION! Looking for a diamond in the rough? This is your opportunity to own a home with old-world charm and incredible potential. Situated on a desirable OVERSIZED corner lot in the heart of Downtown St. Catharines, this 1880's two-storey home offers 1,478 sq. ft. of above-grade living space and is perfect for investors, renovators, first-time buyers, or anyone looking to build equity through cosmetic updates. Boasting a modern great room addition, this home also features main floor laundry, a gorgeous gas fireplace, and an inviting walkout to a spacious wrap-around deck overlooking the fully fenced, private backyard. Nestled among mature trees, the outdoor space provides plenty of shade and privacy, while a large workshop offers endless possibilities for the handy homeowner. Inside, you'll find 3 bedrooms and 2 bathrooms, including walk-in closets in two of the bedrooms, along with wheelchair accessibility for added versatility. Enjoy all the benefits of this walkable downtown location with convenient access to local restaurants, cafés, boutique shopping, parks, trails, the Meridian Centre, and the FirstOntario Performing Arts Centre. Public transit and schools are just a short walk away. 83 York Street presents an excellent opportunity to restore the character of a classic home while unlocking its prime equity-building potential in one of St. Catharines' most vibrant neighbourhoods.
Estimate your monthly payments for this property
Estimated Payment
$2,051.69/mo
Includes CMHC insurance ($11,157)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 451 - Downtown
451 - Downtown is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 451 - Downtown
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
451 - Downtown offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
83 York Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $364/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 31 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 451 - Downtown
I know 451 - Downtown well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.