861 Mona Drive, Kingston

Price: $949,900

4 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13430534

Welcome to 861 Mona Drive - a beautifully updated, all brick two storey home with an attached 2 car garage, set in one of Kingston's most sought after neighbourhoods. Offering 4 bedrooms, a main floor office/den, and an impressive list of modern upgrades, this home blends comfort, style, and exceptional family living. The main level features a bright and functional layout with a dedicated office/den, a convenient 2 piece bath, and a fully renewed chef inspired kitchen. Thoughtfully redesigned, the kitchen showcases new cabinetry, quartz countertops, updated hardware, modern sink, and a stylish built in dry bar-perfect for entertaining. Upstairs, the primary suite is warm and inviting, featuring a bright bedroom, a walk in closet, and a private 4 piece ensuite. Three additional bedrooms share a beautifully updated 5 piece main bath, and each bedroom includes new custom closet systems for elevated organization and storage. The lower level is unfinished, offering tremendous potential for a future rec room, gym, workshop, or additional living space-whatever your lifestyle requires. Step outside to your private backyard retreat, complete with an inground pool with heater, hot tub, mature landscaping, and plenty of space for lounging, dining, and play. The insulated seasonal sunroom creates the perfect transition from indoor comfort to outdoor living, making this truly an oasis designed for relaxation and year round enjoyment. Extensive updates include: new flooring on main and upper levels, new laundry room and mudroom with custom cubbies, new exterior drywall and insulation, updated electrical, pot lights, and more. A rare opportunity to own a beautifully improved home in a coveted neighbourhood, offering unmatched convenience to parks, schools, shopping, and the amenities families love.

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$949,900 - 861 Mona Drive, Kingston

Detached for Sale in Kingston

4Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13430534
Property Type
Detached
Status
active
Days on Site
29
Bedrooms
4
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Kingston
Listing Brokerage
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Description

Welcome to 861 Mona Drive - a beautifully updated, all brick two storey home with an attached 2 car garage, set in one of Kingston's most sought after neighbourhoods. Offering 4 bedrooms, a main floor office/den, and an impressive list of modern upgrades, this home blends comfort, style, and exceptional family living. The main level features a bright and functional layout with a dedicated office/den, a convenient 2 piece bath, and a fully renewed chef inspired kitchen. Thoughtfully redesigned, the kitchen showcases new cabinetry, quartz countertops, updated hardware, modern sink, and a stylish built in dry bar-perfect for entertaining. Upstairs, the primary suite is warm and inviting, featuring a bright bedroom, a walk in closet, and a private 4 piece ensuite. Three additional bedrooms share a beautifully updated 5 piece main bath, and each bedroom includes new custom closet systems for elevated organization and storage. The lower level is unfinished, offering tremendous potential for a future rec room, gym, workshop, or additional living space-whatever your lifestyle requires. Step outside to your private backyard retreat, complete with an inground pool with heater, hot tub, mature landscaping, and plenty of space for lounging, dining, and play. The insulated seasonal sunroom creates the perfect transition from indoor comfort to outdoor living, making this truly an oasis designed for relaxation and year round enjoyment. Extensive updates include: new flooring on main and upper levels, new laundry room and mudroom with custom cubbies, new exterior drywall and insulation, updated electrical, pot lights, and more. A rare opportunity to own a beautifully improved home in a coveted neighbourhood, offering unmatched convenience to parks, schools, shopping, and the amenities families love.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,873.48/mo

Includes CMHC insurance ($26,502)

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5-yr fixed avg.

Principal: $854,910Interest: $580,632
Mortgage Amount$881,412
Total Interest$580,632
Est. Property Tax$673/mo
Total Cost$1,462,044

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kingston

Discover Kingston

Kingston is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kingston

  • Convenient location in Kingston
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kingston offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

861 Mona Drive, Kingston

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
3.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$673
Insurance (est.)-$198
Net Cash Flow+$2,429

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $475/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 29 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Kingston are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Kingston. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Kingston properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,958 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    861 Mona Drive, Kingston | $949,900 | Battaglia Team