90 Cole Road, Guelph

Price: $825,000

4 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13621312

This is a beautiful house with 3+1 bedrooms and 3 bathrooms on a large lot in one of the most sought-after neighborhoods. Just steps to Stone Road Mall and a wild range of amenities, including grocerystores, restaurants, banks, fitness centres, the LCBO, and more. The distance to University is about tenminutes' walk. Hanlon Pkwy (Hw 6) is just one block away.The main floor includes a large living room, a dining room, and a 2-piece bathroom. The living and dining rooms have nature colore hard wood floor. The dining room has a patio door to the fully fenced backyard with fruit trees and flower gardens. A cute blue 18X8 sq ft shed is also in the backyard. The upper floor has 3 large bedrooms and the 4-piece main bathroom. All the bedrooms and bathrooms are newly upgraded with Luxury vinyl flooring (LVF). The basement is legally finished with kitchen and living areas, a bedroom, a 4-piece bathroom, and a separate entrance door. The basement unit is legal for rent, approved by the City of Guelph, making the house not only to be comfort for family living but also an income property.The house has central AC. The AC is only a few year old. Its furnace, garage door, and dishwasher were newly replaced this year. Walking distance to good educational facilities: 1. University of Guelph; 2, Centennial High School; 3, F.AHamilton School; 4, Catholic School ; 5,Guelph Community Christian School. The whole second level floor as well as the mail level kitchen, bathroom and hallway floors are replaced this year. New patio door was replaced in 2026. And double width back yard stairs with both side hand railing was also newly build in 2026. *For Additional Property Details Click The Brochure Icon Below*

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$825,000 - 90 Cole Road, Guelph

Detached for Sale in Guelph

Neighbourhood: Kortright West

4Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13621312
Property Type
Detached
Status
active
Days on Site
24
Bedrooms
4
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Guelph
Listing Brokerage
ICI SOURCE REAL ASSET SERVICES INC.
Description

This is a beautiful house with 3+1 bedrooms and 3 bathrooms on a large lot in one of the most sought-after neighborhoods. Just steps to Stone Road Mall and a wild range of amenities, including grocerystores, restaurants, banks, fitness centres, the LCBO, and more. The distance to University is about tenminutes' walk. Hanlon Pkwy (Hw 6) is just one block away.The main floor includes a large living room, a dining room, and a 2-piece bathroom. The living and dining rooms have nature colore hard wood floor. The dining room has a patio door to the fully fenced backyard with fruit trees and flower gardens. A cute blue 18X8 sq ft shed is also in the backyard. The upper floor has 3 large bedrooms and the 4-piece main bathroom. All the bedrooms and bathrooms are newly upgraded with Luxury vinyl flooring (LVF). The basement is legally finished with kitchen and living areas, a bedroom, a 4-piece bathroom, and a separate entrance door. The basement unit is legal for rent, approved by the City of Guelph, making the house not only to be comfort for family living but also an income property.The house has central AC. The AC is only a few year old. Its furnace, garage door, and dishwasher were newly replaced this year. Walking distance to good educational facilities: 1. University of Guelph; 2, Centennial High School; 3, F.AHamilton School; 4, Catholic School ; 5,Guelph Community Christian School. The whole second level floor as well as the mail level kitchen, bathroom and hallway floors are replaced this year. New patio door was replaced in 2026. And double width back yard stairs with both side hand railing was also newly build in 2026. *For Additional Property Details Click The Brochure Icon Below*

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,232.68/mo

Includes CMHC insurance ($23,018)

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5-yr fixed avg.

Principal: $742,500Interest: $504,286
Mortgage Amount$765,518
Total Interest$504,286
Est. Property Tax$584/mo
Total Cost$1,269,803

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Kortright West

Discover Kortright West

Kortright West is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Kortright West

  • Convenient location in Guelph
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Kortright West offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

90 Cole Road, Guelph

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
3.6%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$584
Insurance (est.)-$172
Net Cash Flow+$2,444

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $750/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 24 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Guelph. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

About Kortright West

I know Kortright West well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.

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    90 Cole Road, Guelph | $825,000 | Battaglia Team