$1,200,000 - 3 Peel Street, St. Catharines
Detached for Sale in St. Catharines
Popular ListingNeighbourhood: 438 - Port Dalhousie
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- MLS Number
- X13827338
- Property Type
- Detached
- Status
- active
- Days on Site
- 12
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Taxes (2026)
- $1
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to 3 Peel Street, a newly built bungaloft (Builder Pym & Cooper) tucked away on a quiet street in the heart of Port Dalhousie.The property offers generous private parking, with space for 3 vehicles in the driveway plus an additional parking space in the carport.The front offers a generous verandah, the ideal place for morning coffees! Step inside to a bright and spacious open-concept main floor, enhanced by high ceilings, pot lights and attractive luxury vinyl plank flooring throughout. The modern kitchen features quartz countertops and centre island, providing a natural gathering place for morning coffee, casual meals or conversation with family and friends. Sliding doors from the living area lead to the private backyard with good sized deck.The main floor primary bedroom includes a walk-in closet and ensuite privilege to a beautifully finished 3-piece bathroom with glass walk-in shower and quartz-topped vanity. A 2nd bedroom is also located on this level and cleverly incorporates the stacked laundry within the closet. With its flexible layout, this room would also make an excellent home office.A hardwood staircase leads to one of the home's standout features: the bright and spacious loft overlooking the main living area. This versatile family room also provides access to an impressive 24' x 11'8" balcony, where you can enjoy views of nearby Lake Ontario.The upper level also includes a 3rd bedroom with double closet and a beautifully finished 4-piece bathroom with quartz countertop.The unfinished basement offers approx. 9-foot ceilings, a separate entrance and a bathroom rough-in, providing excellent potential for additional living space, an in-law suite or future secondary unit, subject to applicable approvals.Just a short distance from Lake Ontario and everything that makes Port Dalhousie such a desirable place to call home, 3 Peel Street combines modern design, flexible living space and an exceptional location. Tarion Warranty is for 7 years.
Estimate your monthly payments for this property
Estimated Payment
$5,308.00/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 438 - Port Dalhousie
438 - Port Dalhousie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 438 - Port Dalhousie
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
438 - Port Dalhousie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
3 Peel Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1091/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
About 438 - Port Dalhousie
I know 438 - Port Dalhousie well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,000 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.