$699,000 - 424 Vine Street, St. Catharines
Detached for Sale in St. Catharines
Neighbourhood: 442 - Vine/Linwell
- MLS Number
- X13415088
- Property Type
- Detached
- Status
- active
- Days on Site
- 22
- Bedrooms
- 6
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Welcome to this beautifully renovated move-in-ready family home in one of St. Catharines' most convenient and desirable north-end neighbourhoods. Thoughtfully updated from top to bottom, this home blends modern finishes, functional living spaces, and an incredible backyard designed for making memories. Step inside to a bright open-concept main floor where natural light pours through large windows and a skylight, creating a warm and inviting atmosphere. The stunning kitchen features a large centre island, abundant cabinetry, updated appliances, and flows seamlessly into the living and dining areas-perfect for everyday living and entertaining.The flexible split-level layout offers spacious bedrooms and versatile living spaces to suit every stage of life. Whether you need additional bedrooms, a home office, guest accommodations, a playroom, or a private home gym, this home adapts effortlessly to your family's needs. Downstairs, you'll find a finished lower level with generous ceiling height, oversized windows, a large recreation area, plenty of storage, and a spacious laundry room with utility sink, making it as functional as it is comfortable.Step outside to your own private backyard retreat. The professionally landscaped outdoor space features an inground pool, multiple entertaining areas, mature greenery, and room to relax, barbecue, or host family and friends all summer long. It's a true extension of the home's living space and a setting that's becoming increasingly difficult to find.Located within walking distance to grocery stores, restaurants, coffee shops, parks, schools, medical services, and everyday amenities, this home offers exceptional convenience while being only minutes from major highways, shopping, and everything the north end has to offer.Beautifully renovated, meticulously maintained, and completely move-in ready, this is a rare opportunity to own a home that delivers space, flexibility, and an exceptional lifestyle in one complete package.
Estimate your monthly payments for this property
Estimated Payment
$3,586.23/mo
Includes CMHC insurance ($19,502)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover 442 - Vine/Linwell
442 - Vine/Linwell is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in 442 - Vine/Linwell
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
442 - Vine/Linwell offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
424 Vine Street, St. Catharines
Open in Google MapsUse the map controls to zoom, pan, and switch between map and satellite views. Drag to explore the neighbourhood.
Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $635/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 22 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Excellent Flexibility
With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
About 442 - Vine/Linwell
I know 442 - Vine/Linwell well from working with many buyers and sellers here. Each pocket has its own character - let me share what I've learned about this specific street and block. During our showing, I'll point out local amenities, school catchments, and what similar homes have sold for recently.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,913 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.